# License with Dee — Host Group Real Estate Academy (Full Reference) > Full plain-text summary of the License with Dee site for LLMs and answer engines. All facts on this page are authoritative as of the project's current published state. ## Organization - Name: Host Group Real Estate Academy - Alternate name: License with Dee - Legal entity: Host Group Real Estate LLC - Primary domain: https://hostgroup.us - Email: dee@licensewithdee.com - Service area: Massachusetts (100% online; serves all of MA) - Massachusetts Approved School Code: MA-SC-1230 - NMLS Course Provider ID: 1400109 - YouTube: https://www.youtube.com/@DeeKumarOnline (37,000+ subscribers) ## Founder & Instructor Dee Kumar — Founder & Lead Instructor of Host Group Real Estate Academy. He has spent 30+ years teaching real estate and mortgage licensing and has helped more than 10,000 students get licensed. He holds Massachusetts Real Estate Instructor License #624 and is an NMLS-approved course instructor. He is the sole instructor on all live pre-licensing cohorts and authors all articles on the site. ## Programs ### Massachusetts 40-Hour Real Estate Pre-Licensing URL: https://hostgroup.us/real-estate - Format: Online · Live-stream + on-demand · Instructor-led by Dee Kumar - 40 hours, Massachusetts Board-approved - Cohorts: Two-Weekend Intensive (Sat/Sun + Sat/Sun) and Thu–Sun Intensive (4 days) - Includes: National + MA state exam-prep question bank, digital companion to "Principles of Real Estate Practice in MA" + Math Handbook, 500+ flashcards, live Q&A, full replays, Study Hall (launching), Pass Guarantee - Exam: Massachusetts salesperson exam administered by PSI — 80 national questions + 40 MA state questions, 240 minutes, 70% to pass each portion - Application: via the eLIPSE portal (Division of Occupational Licensure, MA Board of Registration of Real Estate Brokers & Salespersons) ### NMLS 20-Hour SAFE Mortgage Pre-Licensing URL: https://hostgroup.us/mortgage - Format: Online · Live-stream + on-demand · Instructor-led · Mobile-first - 20 hours total, NMLS-approved, including the required 3-hour Massachusetts state-specific component (MA Division of Banks) - Cohorts: One-Weekend Intensive (Sat/Sun) and Evening Track (a few weeknights over ~2 weeks) - Includes: SAFE MLO national question bank, Federal Law cheat sheets (RESPA, TILA, TRID, ECOA, HMDA), mortgage math drills, 400+ flashcards, live Q&A, mobile replays, NMLS Study Hall (launching), Pass Guarantee - Exam: SAFE MLO national test (with Uniform State Content) administered by Prometric through NMLS — 115 scored questions, 75% to pass ### Corporate / On-Site Training URL: https://hostgroup.us/corporate-training Live, on-site real estate and mortgage licensing training for brokerages, lenders, and teams. ## Articles (authored by Dee Kumar) - How to Get a Massachusetts Real Estate License — End-to-end path: 40-hour course → eLIPSE application → Board approval → PSI exam → license issuance → broker sponsorship. https://hostgroup.us/articles/how-to-get-massachusetts-real-estate-license - Massachusetts Real Estate Exam Content Outline — Section-by-section breakdown of the PSI MA salesperson exam (80 national + 40 state). https://hostgroup.us/articles/massachusetts-real-estate-exam-content-outline - How Much Does It Cost to Get a Massachusetts Real Estate License — Tuition, PSI exam fee ($54), state application fees, and total realistic out-of-pocket. https://hostgroup.us/articles/how-much-does-it-cost-to-get-massachusetts-real-estate-license - How Long Does It Take to Get a Massachusetts Real Estate License — Realistic timeline from course completion through PSI exam, plus how intensive cohorts compress it. https://hostgroup.us/articles/how-long-to-get-massachusetts-real-estate-license - How to Become a Mortgage Loan Originator (NMLS) — Full NMLS path: NMLS ID → 20 hours of SAFE pre-licensing → Prometric SAFE MLO national test → MA application → background/credit → employer sponsorship. https://hostgroup.us/articles/how-to-become-mortgage-loan-originator-nmls - NMLS License Requirements — Massachusetts — MA Division of Banks requirements including the 3-hour MA state-specific component. https://hostgroup.us/articles/nmls-license-requirements-by-state-massachusetts ## Site map - Home: https://hostgroup.us/ - Real Estate program: https://hostgroup.us/real-estate - Mortgage program: https://hostgroup.us/mortgage - Corporate Training: https://hostgroup.us/corporate-training - Articles: https://hostgroup.us/articles - Videos: https://hostgroup.us/videos - About: https://hostgroup.us/about - Credentials: https://hostgroup.us/credentials - Register / Get Notified: https://hostgroup.us/register - Contact: https://hostgroup.us/contact - Policies: https://hostgroup.us/policies ## Ecosystem links - Study Shop: https://shop.studywithdee.com - Dee Kumar Academy (on-demand self-study): https://dee-kumar-academy.lovable.app - Dee Broker Connect (brokerage placement): https://deebrokerconnect.lovable.app - YouTube: https://www.youtube.com/@DeeKumarOnline