School Policies and Disclaimers
Last Updated June, 2020
SCHOOL POLICIES 

Host Group Real Estate, LLC was established in 2008 by head instructor Dee Kumar NMLS Approved Provider 1400109 | MA Real Estate School 1230 

Inquiries regarding this or any other real estate school may be made to the: 
Division of Professional Licensure 1000 Washington Street, Boston, MA Phone: 617-727-3074 Fax: 617-727-1944 Consumer Line: 617-727-7406 

Nationwide Mortgage Licensing System 240-386-4444 

Attendance Requirements 
Classes will run the full amount of time and students will not be dismissed early. Class hours are mandated by the Commonwealth of Massachusetts, so students will not receive credit for the class if they do not complete the full number of hours. It is the responsibility of the student to make sure digital sign-in and sign-out are completed in order to receive full credit for attendance. This entails logging in on-time and staying for the entirety for all webinar sessions. 

Cancellations / Withdrawals 
If a student needs to withdraw from a class, they must notify the school no later than four business days before the start of class in order to receive full refund (less copyrighted materials of our partners, ie. text books ($49 retail), ebooks ($39 retail) and software including but not limited to CompuCram and Rockstar Math Review as those cannot be returned or reused). Accessing the Litmos self-paced coursework results in a 50% refund reduction regardless of advance notice of cancellation. For cancellations that are made in less than four days before the start of class, the school will retain 50% of tuition. Transfer requests made outside of the four day cancellation period may be subject to a $30 rescheduling fee and all balances must be paid prior to reserving a spot in a future session. Failure to log in to a live-stream session or alert the school with at least 24 hours’ notice of an absence will result in a full forfeiture of your tuition. All refunds will be processed within 30 days from the day of that particular class date. Credit card refunds can take between 7-10 days to credit your accounts, according to our Merchant Processing Companies; please wait the full period before contacting us to follow up. We will email you proof of credit, as standard policy. 
It is at the sole discretion of Host Group to consider modification of any of our cancellation/refund policies to fit unique circumstances.

Rescheduling / Making Up Hours 

Rescheduling: If a student needs to reschedule a class (including live- streamed webinars and make-up hours), we request that they notify the school no later than four business days before the start of the session. Failure to show up for class with less than 24 hours’ notice will result in a full forfeiture of your tuition and forfeiture of right to future transfers. 

Making Up Hours: Class hours are mandated by the Commonwealth of Massachusetts, so students will not receive credit for the class if they do not complete the full number of hours. All make-up hours must be completed within 60 days of the missed session. If you need to miss a portion of a class, please let us know in advance and contact us at katehostgroup@gmail.com to schedule a time to make up the hours. Make-up sessions are based on availability and will either take place in a future online streaming session or during online office hours. It is at the sole discretion of Host Group to consider modification of any of our rescheduling/make-up policies to fit unique circumstances. 

No-shows and late cancellations (less than 24 hours notice) for online appointments for make-up hours are subject to a $30 rescheduling/ late cancellation fee. “No-Show” includes late cancellations (less than 24 hours) OR not showing up at all OR arriving 30+ minutes late for your scheduled time. All fees must be paid prior to course completion and a certification booklet will NOT be issued until all account fees are paid. 

Textbooks & Proprietary Information 

Instructions for accessing Ebooks will be sent the week of class. Textbooks that are purchased through Host Group will be mailed within 2 business days (please allow 3-5 days for delivery). Textbooks cannot be returned and are not eligible for refunds or exchanges. If you have received advance materials via email (including but not limited to Litmos, CompuCram and the Rockstar Math Review) and then cancel your registration, the value will be deducted from any refunds as these materials are proprietary in nature and are intended for our paying/attending students. In addition, our Salesperson and Brokers ebooks retail for $39.00, hard copies $49.00, and Mortgage Pre-licensing materials start at $65.00; all prices include shipping and are subject to change. 


Social Buying 
Students who purchased Host Group Real Estate vouchers through social buying websites such as LivingSocial, Groupon, or Boston Deals are subject to the policies defined by these third party suppliers. LivingSocial will provide a refund if you change your mind within five days after you've purchased your voucher and want to 'return' the unused voucher. After that, LivingSocial will not provide refunds except that they will provide a refund if you are unable to redeem a voucher because the merchant has gone out of business. Host Group's standard policies for cancellation do not apply; if we receive advance notification that you cannot attend a session we will attempt to transfer you into a future online session to complete the required hours (40 Hours), subject to availability within the voucher deadline. Host Group will not refund any Social Buying vouchers. Seat reservations using these vouchers are based on availability and are not guaranteed. All course hours must be completed by the deadline on Social Buying voucher. Each outstanding class session is subject to a $30 rescheduling fee after the voucher deadline. 

Additional Policies :
Payment Plan 
We are currently not offering a payment plan; please check back soon. 

Tuition Pricing 
All tuition costs are subject to change. Prices as of January 2021 are as follows: RE Salesperson Pre-licensing and Broker Pre-Licensing $997; MLO plus SAFE MA $997. 

Recording Policy 
No recordings or distribution of pre-recorded materials is permitted at any time in any capacity without express written consent of Host Group. 

Online Education 
There is a No-Refund and No-Exchange Policy once a student has logged on to an Online Course, or a self-paced online Course has been opened. On the rare occasion that the State may pull approval of a certain course before the student has completed the course, our staff is not required to notify the student of the same, and when contacted by the student, our staff will do our best to work with the student by allowing a discount on a subsequent course. Distance education courses include instructional support by Host
Group instructors and students are encouraged to reach out to us via email with any questions or concerns at katehostgroup@gmail.com. 

State Examination 
Host Group is not affiliated with PSI Testing Centers. State exam registration and fees are the student’s responsibility and are completely separate from Host Group Real Estate Academy’s tuition. A student handbook including the exam application will be emailed prior to the first day of class with more information regarding scheduling your exam. If you would prefer a hard copy of the application packet to be mailed to you, it may be subject to a $30 fee (including shipping). 

Inclement Weather 
The school will not close due to inclement weather. If you need to withdraw from a class due to weather issues, you must alert the school no less than 24 hours before the start of class in order to transfer into another class of equal value. Failure to alert the school within 24 hours of the start of class may result in a full forfeiture of your tuition. 

Video Classes and Webinar General Information 
 • A minimum of 28 hours of classroom/online LIVE streaming time are required to complete the course. Additionally, there are approximately 12+ hours of online self-paced course materials that need to be completed as part of the course curriculum.  

• You have 12 weeks to complete the course from your initial payment. Extensions beyond 12 weeks will be considered on a case by case basis and may be such to additional fees and will not be extended beyond 6 months. 

• Any missed online-streaming sessions must be made up within 60 days. Failure to do so will result in a full forfeiture of tuition. 
 
• Registration is not transferable. The student who registered is the only person who can sign in to the account. 
 
• You are required to actively participate in class discussions and check-in with the instructor when prompted. Failure to do so may result in being marked “absent” from class. 
Contact Us 

Please feel free to contact us for more information about Host Group Real Academy. The best way to reach us is by email at katehostgroup@email.com Thank you for trusting us for your educational needs!


DISCLAIMERS & COPYRIGHTS 

HOST GROUP REAL ESTATE, LLC., A BACK BAY REAL ESTATE ACADEMY ( Herein known as HOST GROUP) makes no representation or warranty of any kind (express, implied or statutory) in relation to this website or its content and HOST GROUP excludes (to the extent permitted by applicable law) all such warranties. 

The content contained on this website is provided for general information only, any advice or information received through this website or its content should not be relied upon as being correct or accurate. It is your obligation to verify independently such matters from primary sources of information and by taking specific professional advice. You must not rely on the content or associated service of this website to do this for you. 

HOST GROUP presents the information on this website as a service to its members and other Internet users. While the information on this site is about legal issues, it is not legal advice. Moreover, unless expressly stated, views and opinions expressed herein have not been approved by HOST GROUP and do not necessarily represent the policy of HOST GROUP. 

In addition, due to the rapidly changing nature of the law and our reliance on information provided by outside sources, we make no warranty or guarantee concerning the accuracy or reliability of the content at this site or at other sites to which we link. Links are provided as a service, but HOST GROUP does not intend links to be referrals or endorsements of the linked entities. 

HOST GROUP does not guarantee the performance or the availability of the website at a particular time or for a particular purpose. HOST GROUP also does not guarantee, represent, or warrant that the website will be error-free, free of any viruses or other harmful components, or that any errors or defects in the website will be corrected. HOST GROUP reserves the right in its exclusive discretion at any time without notice to amend, limit, modify, suspend, or terminate the website. 

All rights are reserved. The content of this website is copyrighted and may be reproduced in any form including digital and print for any non-commercial purpose so long as this notice remains visible and attached hereto. 

To the extent permitted by law, HOST GROUP excludes all liability in contract, tort (including negligence) breach of statutory duty or otherwise for any costs, losses, claims, damages, expenses or proceedings (including special, incidental or consequential loss or damage, loss of profits and wasted management time) incurred or suffered by you arising directly or indirectly in connection with this website and its content including any loss, damage or expense arising from, but not limited to, any defect, error, imperfection, fault, mistake or inaccuracy with this website, its content or associated services or due to any unavailability of part or all of the website or any content or associated services. 

This website contains material submitted and created by third parties. HOST GROUP excludes all liability for any illegality arising from error, omission or inaccuracy in such material and HOST GROUP takes no responsibility for such material. 

This website also contains links to other websites which are not under the control of and are not maintained by HOST GROUP. HOST GROUP makes no warranty or representation as to the accuracy completeness or fitness for purpose of any material on these sites. HOST GROUP provides these links for your convenience and does not necessarily endorse the material on these sites. In the event you purchase or obtain goods or services from a third party then your acquisition of such goods or services will be in accordance with the 

third party's terms and conditions and HOST GROUP will have no liability to you in respect of the same. 

HOST GROUP does not represent or warrant (and excludes such representations and warranties to the extent permitted by law) that any e-mails from this website will be sent to you or received by HOST GROUP. Nor does HOST GROUP warrant the privacy and/or security of e-mails during internet transmission. 

The opinions expressed are those of the authors of articles this website and do not
 necessarily state or reflect the views of HOST GROUP. Publication on this website should not be considered an endorsement. HOST GROUP and its employees do not express or imply any warranty or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information on this website. HOST GROUP will not be held liable for any direct or indirect loss or damage arising under this disclaimer or in connection with our website. 

By using our website, you accept this disclaimer in full.
 The information on this website is the property of the HOST GROUP. IP & Copyright Notice
 Intellectual Property & Copyright 

HOST GROUP are the owners of all intellectual property rights in relation to this website and its content (including, but not limited to, all trademarks and copyright). 

Except as permitted below no part of the Website may be reproduced, displayed, copied, translated, adapted, downloaded, broadcast, used or republished in any form including (without limitation) distribution, or storage in a system for retrieval. 

Permission is granted to electronically copy and to print in hard copy portions of the website for the sole purpose of using the website as a private non-commercial information resource, provided that all copyright notices are included and no alterations or additions are made to the content. 

Any other use of material on the Website, including reproduction for purposes other than those noted above, modification, distribution or republication without the prior written consent of HOST GROUP is strictly prohibited. No part 

of the website may be distributed or copied for any commercial or public use without the prior written consent of HOST GROUP 

In relation to any information or materials submitted to HOST GROUP c using this website, you grant HOST GROUP a world-wide royalty free perpetual license of the intellectual property rights in such information or materials for any purpose it deems including, without limitation, the copying, transmission, distribution and publication thereof, unless restricted by applicable law. 

PRIVACY POLICY 

This privacy statement covers the Web site www.HostGroup.us and www.BackBayREA.com. It is the express goal of Host Group Real Estate, LLC. to demonstrate our commitment to our users’ privacy. 

Our postal address is:
 Host Group Real Estate, LLC. 236 Huntington Avenue Suite #312
 Boston, MA, 02115 

We can be reached via e-mail at info@hostgroup.us You can reach us by telephone at 800-918-5240. 

Information Collection
 Host Group Real Estate, LLC. is the sole owner of the information collected on www.HostGroup.us and www.BackBayREA.com. Host Group Real Estate, LLC. collects information from our users at several different points on our Web site. 




Registration
In order to take courses offered on this Web site, a user must first complete the registration form. During registration a user is required to give contact information such as name and email address. We use this information to ensure that the user receives credit with state licensing agencies for the continuing education courses completed. Host Group Real Estate, LLC. may also use this information to contact the user about services on our site. In order to take our courses, the user must provide unique identifiers (such as user name and password). 

Upon registration and completed payment student will receive information about course access.  If program is a live webinar then student will receive link access to webinar portal.  If course is self-paced then student will receive access to content within 1 business day, typically the course is delivered immediately via learning management system. Certain courses such as SP Accelerator & BR Accelerator will give instant access to a members area so students may start immediately upon registration and payment.

Orders
 We request information from the user on our order form. A user must provide 

contact information (such as name and email) and financial information (such as credit card number and expiration date). This information is used for billing purposes and to fill customer’s orders. If we have trouble processing an order, the information is used to contact the user. 

Information Use
 The information we collect is used for several purposes. It is used to provide users with confirmation of and proof of credit for the courses taken on Host Group Real Estate, LLC. In many instances information is used to confirm completion of the course(s) with state licensing agencies. The information is also used improve the content of our Web site and to notify consumers about updates to our Web site. 

From time to time, Host Group Real Estate, LLC. uses information volunteered by Web site visitors to deliver email messages regarding special offers on our courses. Each such message contains a clear link to an opt-out utility. All opt-out requests are handled in a timely manner. 

Cookies
 A cookie is a piece of data stored on the user’s computer tied to information about the user. Usage of a cookie is in no way linked to any personally identifiable information while on our site. Host Group Real Estate, LLC. sets a single persistent cookie at the time the user registers on HostGroup.us/BackBayREA.com. A persistent cookie is a small text file stored on the user’s hard drive for an extended period of time. Persistent cookies can be removed by following Internet browser help file directions. 

By allowing Host Group Real Estate, LLC. to set a cookie on users’ computers, users will not have to log in a password more than once, thereby saving time while on HostGroup.us/BackBayREA.com, and will be able to participate in our courses. If users reject the cookie, they may still use our site. The user, however, may be limited in some areas. 

Log Files
 Like most standard Web site servers we use log files. This includes Internet protocol (IP) addresses, browser type, Internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the site, track users’ movement in the aggregate and gather broad demographic information for aggregate use. IP addresses and other log file information is not linked to personally identifiable information. 

Third Party Advertising
 Host Group Real Estate, LLC. does not permit third party advertising on www.HostGroup.us and www.BackBayREA.com. 

Information Sharing Legal Disclaimer
 Though we make every effort to preserve user privacy, we may need to disclose personal information when required by law wherein we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on our Web site. 

Third Party Intermediaries
 We use a credit card processing company to bill users for Host Group Real Estate, LLC. This company does not retain, share, store or use personally identifiable information for any secondary purposes. 

Information confirming users’ completion of Host Group Real Estate, LLC. courses is sent to the following states, only for users residing in those states: Massachusetts. 

Business Transitions
 In the event Host Group Real Estate, LLC. goes through a business transition, such as a merger, being acquired by another company, or selling a portion of its assets, users’ personal information will, in most instances, be part of the assets transferred. 

Communications from the Site; Special Offers and Updates
 We send all new members a welcoming email to verify password and username. Established members may occasionally receive information on products, services, and special deals. Out of respect for the privacy of our users we present the option to opt out of receiving these types of communications. Please see the Choice and Opt-out sections. 

Service Announcements
 On rare occasions it is necessary to send out a strictly service related announcement. For instance, if our service is temporarily suspended for maintenance we might send users an email. Generally, users may not opt-out of these communications, though they can deactivate their Lee Institute, Inc. account. These communications are not promotional in nature. 

Choice/Opt-out
 Users who no longer wish to receive our promotional communications may opt-out of receiving these communications by clicking on an opt-out link in all promotional emails. Users may also unsubscribe from these services, and/or be 

removed from our database completely, by sending us an email at the addresses provided above, by sending a postal mail at the addresses provided above, or by calling us at the telephone number provided above. 

Links
 This Web site contains links to other sites. Please be aware that we, Host Group Real Estate, LLC., are not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information. This privacy statement applies solely to information collected by this Web site. 

Refer a Friend
 If a user elects to use our referral service for informing a friend about our site, we ask them for the friend’s name and email address. Host Group Real Estate, LLC will automatically send the friend a one-time email inviting them to visit the site. Host Group Real Estate, LLC. stores this information for the sole purpose of sending this one-time email and tracking the success of our referral program. The friend may contact Host Group Real Estate, LLC. via email at the addresses provided above, by sending us postal mail at the addresses provided above, or by calling us at the telephone number provided above to request the removal of this information from our database. 

Message Boards, and Public Forums
 Please keep in mind that whenever you voluntarily disclose personal information online – for example on message boards or through e-mail – that information can be collected and used by others. In short, by posting personal information online that is publicly accessible, you may receive unsolicited messages from other parties in return. 

Security
 This Web site takes every precaution to protect our users’ personal information. When users submit sensitive information via the Web site, their information is protected both on line and off-line. 

When our registration/order form asks users to enter sensitive information (such as credit card number), that information is encrypted and transmitted via a secure server. Our secure socket layer (SSL) software is the industry standard and among the best software available today for secure commerce transactions. It encrypts all of your personal information including credit card 

number, name, and address, so that it cannot be read as the information travels over the Internet. 

Host Group Real Estate, LLC. also does everything in its power to protect user-information off-line. All of our users’ information – not just the sensitive information mentioned above – is restricted in our offices. Only employees who need the information to perform a specific job (for example, a billing clerk or a customer service representative) are granted access to personally identifiable information. Furthermore, ALL employees are kept up-to-date on our security and privacy practices. On at least an annual basis, and any time new policies are added, our employees are notified and/or reminded about the importance we place on privacy, and what they can do to ensure that our users’ information is protected. 

Finally, the servers that store personally identifiable information are in a secure environment. 

If users have questions about the security at HostGroup.us or BackBayREA.com, users can send an email to info@hostgroup.us 

Access to Personal Information
 Upon request we provide Web site visitors with access to financial information (e.g., credit card account information) that we maintain about them, unique identifier information (e.g., customer number or password) that we maintain about them, transaction information (e.g., dates on which customers made purchases, amounts and types of purchases) that we maintain about them, contact information (e.g., name, address, phone number) that we maintain about them, as well as a full description of information that we maintain about them. Consumers can access this information by sending an e-mail to the above address, calling us at the above telephone number, or by writing to us at the above address. Upon request we offer Web site users the ability to have inaccuracies corrected in contact information, financial information, unique identifiers and transaction information. Consumers can have this information corrected by sending us e-mail at the above address, calling us at the above telephone number, writing to us at the above address. 

Notification of Changes
 If our information practices change at any time, Host Group Real Estate, LLC. will contact users whose personal information we maintain, before we use such data for any new purposes. All such users will be notified of the policy change and provided a clear and convenient opportunity to opt out of the new practices. The personal information of users who do not opt out of the new 

practices will be subject to the new practices. If users have opted out of all communication with the site, they will not be contacted, nor will their personal information be used in this new manner. 

Users may also prevent their information from being used for purposes other than those for which it was originally collected by sending a postal mail to the addresses provided above, or by calling us at the telephone number provided above. 

Contact Information
 If users have any questions or suggestions regarding our privacy policy, please contact us at the phone number, email address, or postal address listed at the top of this page. 

INSTRUCTOR / PERFORMER DISCLOSURE 

FUSE INSTRUCTOR 624 (Herein known as FUSE), is Head Instructor for Host Group Real Estate, LLC. All opinions expressed by FUSE in "Host Group TRAINING COURSES" are his own and do not reflect the opinions of HOST GROUP REAL ESTATE, LLC. or its affiliates, or their parent company or affiliates. FUSE’s opinions are based upon information he considers to be reliable, but neither HOST GROUP, nor their affiliates and/or subsidiaries warrant its completeness or accuracy, and it should not be relied upon as such. FUSE’s statements are based on his opinions at the time statements are made, and are subject to change without notice. No part of FUSE’s compensation from HOST GROUP or it’s affiliates or Parent Companies is related to the specific opinions expressed by him in “ FUSE’s INSTRUCTIONAL METHODS." 

None of the information contained in " FUSE’s INSTRUCTIONAL METHODS " constitutes a recommendation by FUSE, or HOST GROUP that any particular security, portfolio of securities, transaction, or Real Estate investment strategy is suitable for any specific person. You must make your own independent decisions regarding any security, portfolio of securities, transaction, or Real Estate investment strategy mentioned on the program. FUSE’s past results are not necessarily indicative of future performance. Neither FUSE, nor HOST GROUP, guarantees any specific outcome or profit, and you should be aware of the real risk of loss in following any strategy or investments discussed on the program. The strategy or investments discussed may fluctuate in price or value and you may get back less than you invested. Before acting on any information contained in the program, you should consider whether it is suitable for your 

particular circumstances and strongly consider seeking advice from your own financial or investment adviser. 

DISCLAIMER: You should use your common sense and not treat any opinion expressed by the host or guests of HOST GROUP REAL ESTATE, LLC. COURSE CATALOG as a specific inducement to make a particular investment or follow a particular strategy, but only as an expression of opinion. Show host and guest opinions are based upon information considered reliable, but do not warrant its completeness or accuracy, and it should not be relied upon as such. Statements and opinions are subject to change without notice. Past performance is not indicative of future results. Neither HOST GROUP REAL ESTATE, LLC. nor its host or guests guarantees any specific outcome or profit. You should be aware of the real risk of loss in following any strategy or investment discussed on this or on any show or this website. Strategies or investments discussed may fluctuate in price or value. Investors may get back less than invested. Investments or strategies mentioned on this show or this website may not be suitable for you. This material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned on the show. Before acting on information on the show, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment adviser. 

All rights reserved. 

The Performances you are about to witness are in fact Copyrighted plays. The method and presentation has been a culmination of development and long hours of trial and error. The performer requests that during the performance: •Smoking is prohibited in all areas of the building. 

•Food and beverages are prohibited in seating areas.
 •Animals are prohibited in all areas except dogs assisting persons with disabilities, and as required on stage for events.
 •Audio and video recording devices and the taking of photographs during a performance is prohibited except with written permission from Host Group Real Estate, LLC.
 •Persons not directly related to the production are not allowed in the control, observation or projection booths during rehearsals or performances except with permission from Host Group Real Estate, LLC. General Manager, Director 

of Operations, Production Manager, or a designated representative of the production staff. 

The copyright law of the United States (Title 17, United States Code) governs the making of photocopies or other reproductions of copyrighted material. Under certain conditions specified in the law, libraries and archives are authorized to furnish a photocopy or other reproduction. One of these specified conditions is that the photocopy or reproduction is not to be "used for any purpose other than private study, scholarship, or research." If a user makes a request for, or later uses, a photocopy or reproduction for purposes in excess of "fair use," that user may be liable for copyright infringement. 

No reproduction, public reading or performance of this play is allowed without explicit written permission from the author. 

All inquiries should be directed to: Host Group Real Estate, LLC.
 236 Huntington Avenue, Suite 312 Boston, MA 02115 
Host Group Administration

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